Disability Insurance Calculations

Do I really need this stuff? And, if so, how much is ever going to be enough?

You're much more likely to become disabled than you are to die during the better part of your life. You should prepare for a short- (or long-) term disability by securing insurance to replace your income. Note that you may have to purchase multiple policies because many long-term policies don't begin providing benefits until you have been disabled for some period of time.

Financial Calculators One of the most common causes of income loss is through a disability. While most disabilities cause only temporary loss of income, any income loss can be devastating if you are not financially prepared. Use this Disability Insurance Needs Calculator to determine how much disability insurance you may need to cover expenses during such a disability.